Medicare

Medicare Garfield Heights, OH  Medicare Cleveland, OH 1) Review the Medicare & You HandbookA helpful resource provided by Medicare.gov is the Medicare & You Handbook that offers current information for Medicare options and details. 2) Think About Your Medicare NeedsNow is the opportunity to think about your Medicare coverage needs for the year ahead. Consider…

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Medicare Garfield Heights, OH  Medicare Cleveland, OH 1) What Is a Medigap Policy?Medigap refers to supplemental coverage used to cover the “gaps” original Medicare doesn’t. 2) Medigap Is Different From Medicare Advantage PlansMedicare Advantage is used to get Medicare benefits, while Medigap is used to supplement your Original Medicare benefits. 3) You Can Buy a…

Medicare Garfield Heights, OH  Medicare Cleveland, OH If you’re eligible for Medicare when you turn 65, you have a 7 month period to sign up. The 7 month period begins 3 months before you turn 65, includes the month you turn 65, and ends 3 months after you turn 65. If you don’t get Part…

Medicare Garfield Heights, OH  Medicare Cleveland, OH You can get Medicare coverage in 2 main ways.1) Original Medicare (Part A and Part B)2) Medicare Advantage Plan (Part C)There’s also Medicare (Part D) for separate drug plan coverage. Original MedicareIncludes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance). Medicare AdvantageThis all-in-one bundle offers Part…

Medicare Garfield Heights, OH  Medicare Cleveland, OH You have the opportunity to change your Medicare Advantage plan before March 31st, 2021. This opportunity allows you to change your Medicare Advantage plan only once, so it’s important to understand your needs. Reasons to change your plan may be:Lower costs for coverageBetter in-network healthcare providersBetter in-network pharmacies…

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Medicare Garfield Heights, OH  Medicare Cleveland, OH 1) Costs – Determine your plan costs like premiums, deductibles, and services such as hospital stays and doctor visits. 2) Coverage – Does your plan cover the services you need? Services in Original Medicare are covered under Part A or Part B. These include medical services and may include additional…