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If you attended high school in 1979, you are likely nearing age 65, the point when you’ll start making decisions about your Medicare options. 

You might assume your regular health insurance would cover any medical costs that arise. However, what you might not realize is that the ship had to cross through international waters, and technically you were out of the country. 

People who are on Medicare Advantage plans may pay out-of-pocket costs (or expenses) such as coinsurance, deductibles and co-pays. 

If you attended high school in 1979, you are likely nearing age 65, the point when you’ll start making decisions about your Medicare options.

Six months before turning 65 is a good time to begin learning what to expect from Medicare, including deadlines for enrollment and the types of plan options that may be available, as well as how Medicare compares to employer-sponsored coverage.